GoldKhata

Features

Everything a gold loan firm needs

No modules to assemble, no per-feature charges inside a plan — this is the system we run our own firm on.

Daily counter work

New loan in under a minute

Customer, ornaments, weight, eligibility — pledge card prints immediately.

Interest your register's way

Simple monthly with yearly compounding, month rounding, first-month rules — matches the paper register to the rupee.

Collect and close

Interest collection, part payments, top-ups, closures with receipts — cash or UPI.

Interest calculator

Quote any loan on any date in seconds, with a year-wise paper-style breakdown.

Papers and compliance

Pledge card and agreement

Print-ready, bilingual where the law expects it.

Gold loan ledger

The statutory single-line register, A4 landscape, release entries marked in red.

Delivery register

Government release records with continuous numbering and printable receipts.

Notices

Final and auction notices generated on schedule, ready to post.

GST billing and reports

For firms that also sell — invoices with GST, monthly GST report in the format your auditor asks.

Customers on WhatsApp

Receipts and reminders

Payment confirmations, due reminders and expiry warnings from your own WhatsApp business number.

Weekly gold-rate broadcast

A branded rate card goes to every customer on Friday morning — they think of you when gold moves.

Two-way inbox

Customer replies, photos and documents land in your dashboard inbox.

Respectful by default

STOP opts a customer out instantly; START brings them back.

Your data, your control

Excel import

Bring your running loans and customers in from your register — loan numbers and dates preserved.

One-click full backup

Download the entire business as one Excel file, any time, even after your plan lapses.

Staff accounts

Cashier, manager and admin roles — staff see what they need, you see everything.

Privacy lock

Amounts hide behind a PIN when a customer is looking over the counter.

See it on your own numbers

Send us one page of your register on WhatsApp — we'll show you the same loans running in GoldKhata.

WhatsApp us a register page