Features
Everything a gold loan firm needs
No modules to assemble, no per-feature charges inside a plan — this is the system we run our own firm on.
Daily counter work
New loan in under a minute
Customer, ornaments, weight, eligibility — pledge card prints immediately.
Interest your register's way
Simple monthly with yearly compounding, month rounding, first-month rules — matches the paper register to the rupee.
Collect and close
Interest collection, part payments, top-ups, closures with receipts — cash or UPI.
Interest calculator
Quote any loan on any date in seconds, with a year-wise paper-style breakdown.
Papers and compliance
Pledge card and agreement
Print-ready, bilingual where the law expects it.
Gold loan ledger
The statutory single-line register, A4 landscape, release entries marked in red.
Delivery register
Government release records with continuous numbering and printable receipts.
Notices
Final and auction notices generated on schedule, ready to post.
GST billing and reports
For firms that also sell — invoices with GST, monthly GST report in the format your auditor asks.
Customers on WhatsApp
Receipts and reminders
Payment confirmations, due reminders and expiry warnings from your own WhatsApp business number.
Weekly gold-rate broadcast
A branded rate card goes to every customer on Friday morning — they think of you when gold moves.
Two-way inbox
Customer replies, photos and documents land in your dashboard inbox.
Respectful by default
STOP opts a customer out instantly; START brings them back.
Your data, your control
Excel import
Bring your running loans and customers in from your register — loan numbers and dates preserved.
One-click full backup
Download the entire business as one Excel file, any time, even after your plan lapses.
Staff accounts
Cashier, manager and admin roles — staff see what they need, you see everything.
Privacy lock
Amounts hide behind a PIN when a customer is looking over the counter.
See it on your own numbers
Send us one page of your register on WhatsApp — we'll show you the same loans running in GoldKhata.
WhatsApp us a register page