Karnataka’s girvi trade has its own grammar: licences under the state’s 1961 Acts, registers the district inspector expects in a particular shape, customers who read Kannada, and rates quoted per hundred per month. Software written elsewhere treats all of that as customisation. GoldKhata was built in Karnataka against exactly these conventions, so it is simply how the product works.
What Karnataka firms specifically need
- Kannada on the paper: pledge terms, final notices and auction notices customers can actually read — GoldKhata prints them bilingually, English and Kannada.
- The 1961 Acts’ registers: gold loan ledger, pledge register and delivery register maintained automatically and printed in statutory column format. See what inspectors ask for.
- Licence number everywhere: on pledge cards, receipts and notices, the way a licensed firm should present itself.
- Local rate conventions: interest per ₹100 per month with register-style part-month rounding — the methods explained here.
From Bengaluru to the districts
GoldKhata runs in the browser on any phone or computer, so it serves a Bengaluru multi-counter firm and a single-counter shop in Madikeri, Mysuru, Hassan, Mangaluru, Hubballi or Shivamogga identically — no installation, and the books are backed up off-site nightly instead of living in one shop computer. You can also open the live demo firm from your own phone and see the whole system running before deciding.
Support that speaks your counter's language
Support is on WhatsApp and phone, in English and Kannada, from people who know the trade — when you describe a renewal dispute or an inspector’s question, you are not explaining the basics of girvi to a call centre before you can get an answer. Onboarding includes migrating your running register via Excel and training your staff.
Start with the demo
The live demo firm is open right now, no signup — sample customers, running loans, printable pledge cards. From there, a 30-day free trial puts your own firm at yourfirm.goldkhata.com, and plans start at ₹499/month on the pricing page.
Frequently asked questions
Does GoldKhata print documents in Kannada?
Yes — final notices and auction notices print bilingually in English and Kannada, formatted for window envelopes, and the demand details (loan number, dates, amounts) appear in the Kannada section too.
Does it handle the Karnataka Money Lenders Act registers?
Yes — the gold loan ledger, pledge register and delivery register are maintained automatically as you work and print in the statutory column format for inspections.
Is there local support in Karnataka?
Yes — WhatsApp and phone support in English and Kannada, from people who know the Karnataka trade and its registers rather than a general call centre.