Both are subscription girvi software aimed at small Indian firms, and both publish their prices — which already makes them unusual in a market where most vendors quote only on request. The real differences are the platform and how you pay. Everything below was read from each product’s own website on 8 August 2026; check current details before deciding, because vendors change them.
Side by side
| GoldKhata | SthirApp | |
|---|---|---|
| Published price | ₹499–₹999/month, ₹4,999–₹9,999/year | ₹500/month, ₹3,600/year |
| Platform | Web app — any phone, tablet or PC browser | Android app |
| Billing | Direct subscription | Play Store billing |
| Free trial | 30 days, full features, no card | Check with vendor |
| Interest method | Your register's method — monthly rounding, yearly compounding, first-month rules | Check with vendor |
| Jewellery retail counter | Included in Advanced — GST billing, barcode stock, old-gold exchange, gram schemes | Check with vendor |
| Data export | One-tap full Excel export, including after a plan lapses | Check with vendor |
Rows marked “check with vendor” are not criticisms. They are simply features we could not verify from published information, and we would rather say so than guess on a competitor’s behalf.
Where SthirApp is the better buy
On yearly billing it is cheaper — ₹3,600 against our ₹4,999 — and that is a real difference for a single-counter firm watching every cost. If your staff work entirely from Android phones and you are comfortable with Play Store billing, it is a sensible choice and we would rather you knew that from us than discovered it afterwards.
Where GoldKhata fits better
- Any device, not just Android. The counter PC, an iPhone, the owner’s tablet at home — it is a browser, so there is nothing to install and no platform to be locked to.
- Firms that also sell jewellery. The Advanced plan carries a full GST retail counter sharing one customer list and one day-close with the loan side.
- Firms particular about interest. Monthly rounding, yearly compounding and first-month rules are configured to match your register rather than a standard formula.
How to decide in an afternoon
Take one page of your register to both. Ask each to enter those exact loans and show you the interest. Whichever agrees with your book is the one that will not cause arguments at the counter — and that matters more than any feature table, including this one. Then check what happens to your data if you stop paying, because that is the answer that decides how trapped you are later.
Frequently asked questions
Is SthirApp cheaper than GoldKhata?
On yearly billing, yes — ₹3,600 a year against GoldKhata's ₹4,999 for Starter (checked August 2026). On monthly billing they are close, ₹500 against ₹499. Whether the difference matters depends on whether you need a browser-based product, the jewellery retail counter, or register-method interest, none of which we could verify on their published information.
Can I try both before deciding?
GoldKhata has a 30-day free trial with full features and no card, plus a live demo firm you can open without signing up. Check SthirApp's current trial terms on their own site.